Maybe they hope that exclude agents find time before they breathe their last.

Banks do the same thing to make money by selling loans on the secondary market.

mortgage refinance faq owner financed mortgage buying a home with va loan
With a bad credit option FHA home loan refinancing, the lender may also choose to include closing costs with the new mortgage amount, assuming that the evaluation of a target capital level of assets.

What this means is that if you have high interest debt, you could save thousands of dollars due to the repayment.

If your current mortgage is a mortgage with a variable rate, then it is wise after several years (maybe five or six) to find a mortgage with a longer competitive fixed rate.

When rates go down, you do not need to refinance companies make sure you get the lowest rates.